For some drivers, the finance center, or the finance and insurance (F&I) department, is something to be dreaded and feared. They don't like the idea of going into the office because they don't understand auto financing and think that the process takes entirely too long. It is normal for things that we don't understand to make us a little nervous. Customers don't need to be wary of our finance center. Their goal is to get you affordable financing so you can drive away in the vehicle you want. Johnson Dodge Chrysler Jeep, located at 481 Route 46 & Naughtright Road in Budd Lake, NJ, is here to give you all the F&I information you need to make you comfortable the next time you shop with us.
What Are the Responsibilities of the Finance Center?
When you work with one of our finance experts, it is generally only to go over the paperwork you need to sign for your car loan or lease. That is only a fraction of what they do. The finance professionals at our dealership are responsible for working with our network of banks and credit unions to secure your auto loan or lease approval. They look at your credit profile and determine which lenders will look upon your application most favorably.
They are also responsible for answering any of your questions about auto financing. Our finance team is well-versed in the differences between leasing and financing, so they will be able to guide you through deciding which option is best for you. The finance experts are also knowledgeable about all the current financing offers and lease deals available at the dealership.
Guiding You Through Vehicle Protections
One of the responsibilities of the finance center is to make you aware of all of the protections that are available to protect your new vehicle. Many times, a finance manager will present you with a menu of choices and describe to you what each option does. Vehicle service contracts, GAP insurance, tire/wheel protection, and lease wear-and-tear coverage are just a few of the options they will present to you. These protections can offer you the peace of mind that you will never be responsible for extra charges beyond your car payment.
Contact Us
If you want to find out all the ways the finance center can assist you, contact the team at Johnson Dodge Chrysler Jeep, in Budd Lake, NJ, today so you can feel more confident with your auto financing needs.